Let me tell you a little story about this summer. On July 6, we got home from a lovely camping trip for the long weekend and found that the water supply line into our master bathroom toilet had cracked and leaked water all over the bathroom, through the floor, and into the office below. It also dripped over into the living room and landed on the piano. Nice. Jim found the problem around 7 PM so we had to wait until the next morning to call our insurance company. We cleaned up the water and waited. The next day, they assigned us to an adjuster. The day after that, I talked to the adjuster and he had a project manager at ServiceMaster come to our house that afternoon. Within two hours, there was a crew at my house tearing down the ceiling in the office and in the living room, and tearing up the floor in our master bathroom. I really had no idea they would demo that quickly. Then for the entire weekend we had seven large industrial fans and three dehumidifers running 24 hours a day. ...